Our mission here at Oakwood is to provide the simplest experience in buying an insurance policy that you can find. For us, that means being trusted industry experts in the community and providing you with the most choice in insurance companies.
If we can answer any questions about Home, Auto, Life, or other types of insurance, stop by or give us a call. We have specialty divisions for Commercial Property and Commercial Auto, for the business owners seeking coverage for their entrepreneurial endeavors.
We've been working with our community to provide the most dedicated and responsible insurance service for years.
We established quality standards for coverage and know the hidden tricks to find you the best solution at a great price.
We are a community-focused insurance agency, so we're honored to live and work in the community we serve.
Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. In exchange for your paying a premium, the insurance company agrees to pay your losses as outlined in your policy.
Vehicle liability insurance has two components always included together: Bodily Injury coverage and Property Damage coverage. Vehicle liability insurance is the basic insurance coverage that covers injuries or damage to other people or property if you're at fault for an accident.
Homeowner's insurance is a form of property insurance that covers losses and damages to an individual's house and to assets in the home. Homeowner's insurance also provides liability coverage against accidents in the home or on the property.
Typical homeowners insurance policies offer coverage for damage caused by fires, lightning strikes, windstorms, and hail. But, it's important to know that not all natural disasters are covered by homeowners insurance. For example, damage caused by earthquakes and floods are not typically covered by homeowners insurance.
Life insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured. The insurance company promises a death benefit in consideration of the payment of premium by the insured.
Generally, the purpose of life insurance is to provide peace of mind by assuring that financial loss or hardship will be alleviated in the event of the insured person's death.
One of the primary responsibilities of an employer is to make the workplace safe for their employees. But accidents are sometimes inevitable, even though all kinds of safety measures are in place. You never know when accidents happen, but it is always safe to be prepared for the worst at all possible times. So when it comes to workers compensation insurance, it is the companies mandated responsibility that every employee working in the company is covered with proper workers compensation insurance. When a workers compensation claim is evaluated, the compensation is paid to the worker without taking into consent about who was at fault during the accident. An active workers compensation policy in a company is intended to leave your employees at ease knowing that medical, legal and loss of wages will be covered from the insurance policy.